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    <lastmod>2025-10-19</lastmod>
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      <image:title>Home - Our Mission</image:title>
      <image:caption>To be the agents you seek for exceptional service, knowledge, trust, and reliability.</image:caption>
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      <image:title>Home</image:title>
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    <loc>https://www.rasbenefits.com/services</loc>
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      <image:title>Our Services - Our Process.</image:title>
      <image:caption>Our first step is to meet you and learn about your needs and concerns, and then to determine which plan would be a great fit for you.</image:caption>
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    <loc>https://www.rasbenefits.com/about</loc>
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      <image:title>About Us - Ragan Adkins Small</image:title>
      <image:caption>I’m Ragan Adkins Small, a local licensed and trained independent agent who represents many of the major healthcare and income protection carriers. Our goal is to match your healthcare and income protection needs to a plan that features affordability, plans that your doctor participates in and plans that you trust, have good ratings and proven stability. We may not have a plan for everybody, but we’re happy to try.</image:caption>
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    <loc>https://www.rasbenefits.com/request-consultation</loc>
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    <lastmod>2023-11-18</lastmod>
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      <image:title>Our Services (Copy) - Our Process.</image:title>
      <image:caption>Our first step is to meet you and learn about your needs and concerns, and then to determine which plan would be a great fit for you.</image:caption>
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      <image:caption>Central Health logo with a medical cross inside circles and the name in blue text</image:caption>
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      <image:caption>Health Net logo with a teal oval featuring a white letter H and a small superscript n, next to the words 'Health Net' in brown text.</image:caption>
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      <image:caption>Logo for L.A. Care Health Plan featuring a stylized sun with yellow rays, a heart shape enclosed within an orange circle, and the text 'L.A. Care' with 'Health Plan' below.</image:caption>
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